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2011年6月3日 星期五
TouristTrap: Tourist Trap Quest | Fun With Physics: It’s About Time – For A Change
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TouristTrap: Tour | Combine Adventure With UNESCO World Heritage Exploration Via A Central Vietnam Biking Trip
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2011年6月2日 星期四
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TouristTrap: A Tourist Trap | Our Simulated Universe: Part One
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2011年5月31日 星期二
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2011年5月24日 星期二
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2011年5月23日 星期一
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2011年2月19日 星期六
Advertising Tips for the Novice Home Seller
The real estate market is a tricky one right now. Even experienced and seasoned agents are having a hard time making sales. If you have no experience and are trying to sell your home on your own, the process is even more difficult.
If you are selling your home on your own, it is critical that you make the most of your advertising budget and efforts. You need to learn how to effectively market your home without spending a fortune. When you choose to sell your home on your own, you alone are responsible for marketing your home. These tips will help you to make the most of your advertising money while selling your home on your own.
Less Can be More
Luckily for those trying to sell their homes on their own, you don't have to spend a lot to be effective. In fact, many realtors are finding that inexpensive ways can lead to great results. Rather than spending a fortune on advertising, find inexpensive ways to market your home more effectively. The affordable ways can really pay off in the end.
Online Options
Many websites offer inexpensive advertising solutions for home sellers. Try listing your home on Craigslist. It won't cost you anything and could lead to some really great results. Craigslist has a strong customer base that turns to the site for everything from home goods, to vehicles to buying property. Zillow is another great and affordable place to list your home. When using Zillow, you will have to pay a nominal fee. For a featured listing the monthly fee is usually around $10. This is a small price to pay for having your home showcased to thousands of home searchers. Since Zillow specializes in home sales, your small investment could really pay off.
Classified Ads
Another great and often overlooked idea is turning to the classifieds in the newspaper. You may think that no one reads the classifieds any more but you are wrong. Home sellers know that the classifieds can be a great place to find a new home. If you are serious about wanting to sell your home, try placing a listing in your local newspaper. You may be surprised at the results.
There are many great options out there for home sellers. The key is to dig deep and find new and creative ways to market your home. Try making a video tour of your home that you can post to You Tube. Another option is to create a photo listing and market it on Facebook or MySpace. You can write a blog about your home as well. By utilizing a variety of different methods, you can find the a broader potential buyer base which result in a greater likelihood of success.
You can also try many other techniques. Some people choose to have a garage sale and then use the opportunity to also sell their home. Try putting up flyers at work, school and stores. Anything to build exposure can help you to sell your home.
There are also many great sites that you can utilize. Some are free and others charge small fees. Try Red fin, Sweet Digs, Google Base, House.info and more. These options and others each allow you to market specific aspects of your home to certain customer bases.
When going the for sale by owner route it doesn't have to mean spending a lot of advertising. Set a budget and then find affordable ways to get the word out. You will find that as you explore these and other options that you will find many great opportunities to sell your home. Good luck!
Jason Kay recommends reading reviews of ForSaleByOwner.com at FREEhomeownerlistings.com. Article Source: http://EzineArticles.com/?expert=Jason_Kay |
Selling a Home Online - A Better Way to Do Away With Brokerage Cost
Selling your own home is not something that can be done very easily. It requires a lot of hard work and patience because it could be more time-consuming than you would imagine. But if you want to make it simple and convenient then you should try to do sell your house yourself through online portals. Through the traditional method you could end up spending a huge amount by paying an estate agent to handle the sales process.
Selling your home online is fast becoming one of the most popular ways of selling that has good media coverage in the past few years. The main reason is that the internet has widened the scope of real estate marketing and made it easier than ever before. Nowadays, more individuals surf the internet to find people who are ready to sell their house quickly to find a great deal. More often they prefer this method to get rid off additional expenses and brokerage cost of estate agents. Not using an estate agent can be useful to buy a property as per your convenience.
As the popularity of selling homes online has been increasing day by day, the competition among related websites has also increased a lot resulting in many low quality websites. Such websites offer either a poor service to their customers or none at all. Sometime people can fall into the trap of such websites, particularly sell and rent back websites which have received much heavier regulation recently due to bad selling practices.
Meanwhile, before going for selling your home you should take care over certain things. First of all you should ensure that the sell own home website you are using is trustworthy and check the credibility of the services being offered. It is essential to do a detailed check as a lot of websites place wrong advertisements to attract clients. Such scams are hard to find at find at a glance as they are often made to appear very professional and legitimate.
Nevertheless, a well-known sell house quickly website delivers all the information to their clients before putting their property on their market. Also it is a good idea to check all the costs and whether there is commission to pay on sale or not. Many sell home website only require a one off payment which is perhaps the main advantage of using these websites.
It is also necessary to place a good quality photograph of your property and give a clear description so that a buyer will get a good overall idea about the rate, area, and condition of the house. With the sale of a house online you may get inquiries through very quickly so you must be prepared to answer all questions that may arise about the property. Many people find selling their home online is the best method to sell their home. After all your home is an essential asset, so why pay commission to an estate agent when you can do it yourself. The last step is finding the right online provider that has a good reputation, affordable rates and will give you the best service.
Matthew Cullum is the author of this article on Sell House Quickly. Find more information on Sell House Yourself here. Article Source: http://EzineArticles.com/?expert=Matthew_K_Cullum |
A Basic Guide To The For Sale By Owner Process
Anyone who has started the process of looking for a home or piece of property of their own has run across the infamous FSBO or for sale by owner advertisement. For those who are purchasing their first home this can be difficult to understand. Maybe you believed all homes were for sale by their owner, after all they are the ones who have option to sale. Not a lot of folks really think about this stuff or understand it before they start to buy. Whatever the case may be, this is a common and beneficial way of selling a home or property.
The standard practice of selling a home would involve a real estate agent doing most of the actual work. These agents do all of the promoting, selling, and mandatory documentation. In exchange for their services they acquire a fraction of the sale. Everything else, obviously, will go to the owner.
Many home owners like to do things on their own so they have all the power. In this case all of the promotion, paperwork, and presentation are taken care by the owners themselves. Owners will often still reside in their home during this type of sale, but are happy to show the prospective buyers around. Another obvious reason that sellers like this is that they get to keep all the profit for themselves. The benefits to the buyers often include relaxed credit requirements when owner financing is offered and the chance to deal one on one with the actual owner of the home.
Most of the times for sale by owner agreements work out quite well for both involved parties. Often home owners will even provide a special rent to own lease agreement that permits buyers to get their home slowly over a period of time. The details of this typically work out just like any other lease, but in the end you actually get to keep the estate. There is no need to seek a loan in this case. There is no longer a requisite for any type of bank or outside lender. Also this almost always means that there will be no verification of the buyer's credit.
If you are searching for a home and are interested in buying directly from the seller, or you are interested in getting rid of your home this way the internet is a great place to do research. Several sites out there are classified directories that only have FSBO ads. Also there are several websites that are dedicated to providing advice on this type of sale.
Buy a high quality home at for sale by owner and fsbo. Article Source: http://EzineArticles.com/?expert=Elisa_Kelly |
Flat Fee MLS vs Real Estate Listing Agent
Odd question? Not really. Within the real estate industry it is shaping up to be the heavyweight battle of the century. If you think the NAR hates Discount Brokers (and they do) - Flat Fee MLS Brokers are downright blasphemous. When a property owner that has made a decision to sell their property "by owner" and engages a licensed real estate agent that provides Flat Fee MLS Services they essentially take on (or more accurately eliminate) the role of "Listing Agent" (AKA Selling Agent). More importantly they also expose their FSBO property to the valuable Multiple Listing Service (MLS) and the considerable marketing horsepower that is associated with it. Consider the fact that the FSBO property is now listed within the same database that the 2 million strong professional NAR sales team use to find properties for their buying clients.
Granted you are agreeing to pay a pre-negotiated "Buyer Agent" commission fee (usually in the 2% - 3% range) but you ultimately save the "Listing Agent" fee which is usually in the 3% range. Based on the average value of "existing home re-sales" of $268,000 we are talking about $8,000 - that's a significant chunk of your home equity going into someone else's pocket. In addition, your FSBO property is listed on Realtor.com which enjoys over 7 million monthly "non-realtor" visitors. If a Buyer comes directly to you via Realtor.com (which is likely because your contact information is in the "Listing Agent" area) you pay no real estate commission - that fact alone makes a Flat Fee MLS worth it's weight in gold. Just consider that a (as in one) classified ad in your local paper is likely going to cost in the $75 range - $399 for the exposure that a Flat Fee MLS listings provides is the preverbal "deal of the century".
How does Flat Fee MLS work?
You agree to pay a licensed real estate agent an "upfront fee" (usually $399 - $699) as opposed to a commission fee based on the successful sale of your property. A typical Flat Fee MLS lasts 6 months and can be extended another 6 months for a nominal fee ($50). In exchange a licensed real estate agent agrees to list your home on the valuable MLS. While this licensed real estate agent is the "Listing Agent" of record and their name and number shows up in the real estate agents version of the MLS that generally is the end of the service. Most Flat Fee MLS Brokers have a phone system that forwards Realtor incoming calls directly to the property owner to schedule appointments or answer questions. The MLS is, without a doubt, the real estate agents most valuable sales/marketing tool; this is particularly true for the Listing Agent. As a potential buyer you can go and browse through Realtor.com so you really don't have to engage a real estate agent to "look" at properties. The challenge is to get your property listed within that database and website - which you cannot do without the assistance of a licensed real estate agent - but with a Flat Fee MLS - now you can.
How valuable is a "Listing Agent"?
I know I'm going to come across as a "Real Estate" basher and as the President of a Free For Sale by Owner business I am an easy and logical target. That said, is a Listing Agent's service really worth 2.5% or 3% of the total value of your home? In my opinion it's a no-brainer - NOT A CHANCE! Beyond providing a professional lawn sign, listing your home on MLS and having the occasional Open House they really don't do much. Sure you get the odd agent that spends a tremendous amount of money marketing themselves and their listings - but they are the exception, not the rule. According to NAR's own statistics the average real estate agent spends less the $500/year on internet marketing while 77% of prospective buyers see the home they purchase on the internet first. Another 18% see your real estate lawn sign and call the number on the sign.
Will Buyer Agents still bring their "Buyers"
A Flat Fee MLS, for all intent and purpose, is the same as all the other listings on MLS. As long as you offer a reasonable commission to a Buyers Agent (2.5% - 3%) your FSBO property will receive the same status as conventional, full fee (5% - 6%) real estate listing. The fact is a Flat Fee MLS listing pays out the same as any other MLS listing. Buyers Agents don't care who listed the property their buyer wants. The days of agents pushing their own properties in hope of "double ending" (listing and selling the same property) ended with the advent and popularity of the internet. I don't know what percentage of agents manage to "double end" a property nowadays although I do know for a fact that it has become less common with "conflict of interest" laws and regulations.
Bottom-line, all things considered - with all that a Flat Fee MLS listing offers I really have to question the value of engaging a real estate listing agent. While I don't claim to be a mathematician the last time I checked a $25 real estate lawn sign, a $399 Flat Fee MLS listing and $150 worth of print advertisements don't come anywhere near $8000! I've said it before and I'll say it again (and I take a lot of heat from Realtors) most "Listing Agents" are nothing more then professional price reducers. They excel at getting you, the homeowner, to lower your price so that your home sells and they collect their commission. Remember every $10,000 price reduction costs you $10,000 - it only costs $300 in lost commissions to the real estate "Listing Agent."
Mark Camphaug is currently President of FreeFSBO.com (www.FreeFSBO.com) and it’s parent Martcam LLC. FreeFSBO.com is a For Sale by Owner (FSBO) website that offers a free online listing and free real estate lawn sign to prospective FSBO home sellers. Camphaug offers a unique combination of experience in both online advertising, garnered from his 6 years as Vice President of one of the worlds largest and most successful Interactive Marketing Agencies and 12 years of sales and marketing in the competitive new home industry. Article Source: http://EzineArticles.com/?expert=Mark_Camphaug |
Don't Pay Six Percent Commission
Recently the State of Colorado made some rulings that will most likely do away with the FSBO Flat Fee entry only MLS listing services. Other states may follow suit. This appears to be an attempt to return to the old rigid six percent MLS listing model, a more traditional approach, where the six percent is usually divided with three percent going to the Listing Broker and three percent to the Buyer Broker.
Flat Fee Services offers the seller tremendous savings and come in a variety of packages. A Flat Fee 4 phase Essential Only listing could really save you some money. You pay as you need the service and only for the basics, no frills.
There has always been a segment of Realtors who clung to charging six percent and another segment of Brokers who tried to give the consumer a fair service for a fair price.
So What will the Ruling mean to you? Could be you'll pay exorbitant commissions to get your property in MLS.
So What will the Ruling mean to you? Could be you'll pay exorbitant commissions to get your property in MLS.
The alternative is to find Brokers in your area who are doing something like what we're doing with 4 phase Essential Flat Fee listings. See if you can negotiate a 4 phase Essential Only listing. What's that?
There really are only four Essential phases of a real estate transaction:
1. List with Multiple listing service
2. Have a Broker write and/or review your contract and counter offers
3. Have a Broker act as a transaction coordinator and follow all the myriad details, dates and deadlines of closing to ensure contract obligations are met.
The Broker will keep you informed on contractual obligations and write amendments to the contract as needed.
4. Have the Broker oversee the details of closing.
2. Have a Broker write and/or review your contract and counter offers
3. Have a Broker act as a transaction coordinator and follow all the myriad details, dates and deadlines of closing to ensure contract obligations are met.
The Broker will keep you informed on contractual obligations and write amendments to the contract as needed.
4. Have the Broker oversee the details of closing.
The Broker is usually paid a success fee at closing. That's it. In a nut shell, that's what's involved in selling Real Estate.
These 4 phases are the components of a real estate deal. If you paid for each service separately and paid a Flat Fee rather than a percentage of the sales price you would save a ton of money.
Generally you'll also get listed on:
• The Broker's website
• Realtor.com
• Hub sites
• Various publication
• Realtor.com
• Hub sites
• Various publication
There's a lot of other stuff involved in the sale of a property but it is not part of the Essential 4 phases.
There are additional tasks such as:
• Setting Showings
• Signs
• Lock boxes
• Flyers
• Open houses
• Signs
• Lock boxes
• Flyers
• Open houses
The Seller can take on more responsibility and handle some or all of these tasks. None of these tasks require a license. Are these five tasks worth three percent? On a $200,000 dollar sale that's $6,000 dollars. If you could pay a Flat Fee for each of the 4 essential phases and pay separately as you needed the service, you'd save thousands of dollars.
So I'm suggesting you find a Broker, in your area, who is willing to negotiate and break away from the traditional six percent listing.
Where do you find Brokers who are willing to do some sort an Alternative listing?
Look at advertising online and yellow pages for Flat Fee, discount, FSBO, pay less Brokers in your area. Call the local Multiple Listing Service and ask who provides alternative services. You can find someone who is willing to work with you Essential four phase Flat Fee listing is the approach my company is taking to meet the requirements of a restrictive state law. We will continue to offer considerable savings.
SUMMARY
Let me summarize and reiterate... You do not have to pay six percent to get a home sold through the MLS. So why would you?
If you, as the seller, are willing to take on more responsibility for the marketing of your property then take the 4 Phase Essential listing ideas to some Brokers, in your area, and negotiate a deal that's a Win-Win for both of you.
If you, as the seller, are willing to take on more responsibility for the marketing of your property then take the 4 Phase Essential listing ideas to some Brokers, in your area, and negotiate a deal that's a Win-Win for both of you.
I would not be surprised to see some antitrust and restraint of trade lawsuits come from these ruling that attempt to stymie Broker creativity in their offerings.
Copyright © Wee Dilts 2010
Wee Dilts is the originator of Flat Fee MLS services. She has been in business since 1983. She has helped thousands of FSBOS save commission dollars. Get the information you need to effectively sell without a Broker. If you'd like to read Free articles about how to sell real estate by owner. Excerpts above are from her best selling "How to Sell Real Estate by Owner" Ebook, visit: http://flatfeemlscolorado.com Article Source: http://EzineArticles.com/?expert=Wee_Dilts |
For Sale by Owner, Truth Behind Multiple Listing Services and Real Costs to the Sale by Owner
In today's world where internet is king, buyers are finding information on homes online, research has shown that 95% of home buyers start their research online and this number is growing every year.
After years of analyzing internet marketing it has become apparent to me and everyone else in the Real Estate industry that For Sale by Owner websites are pointless. The only people who go on them to find homes are real estate brokers and Real estate agents along with the home owners trying to sell their properties. By placing your home on a sale by owner site you will be bombarded with inquiries from real estate professionals trying to solicit your business. Be honest and think about it, if you are a home buyer looking for homes on the internet are you really going to say hmm, let's look at for sale by owner sites. Isn't it far more likely that you are going to go where the largest selection of homes available are advertised? Ask your friends and relatives who have purchased homes and ask them if they ever used a FSBO site to find a property. I would be willing to bet the answer is a resounding no.
The question is, how do I get the most exposure for my property? The answer is actually very simple. You must put your home on a multiple listing service. Definition: "A Multiple Listing Service (MLS, also Multiple Listing System or Multiple Listings Service) is a suite of services that enables brokers to establish contractual offers of compensation (among brokers), facilitates cooperation with other broker participants, accumulates and disseminates information to enable appraisals, and is a facility for the orderly correlation and dissemination of listing information to better serve broker's clients, customers and the public."
This will get you exposure on all the major websites where buyers actually go and look for properties.
Selling a home without putting it on a MLS service would be like selling ice to an Eskimo. How many Eskimos would even give you the time of day? However having the exposure that MLS service provides get literally tens of thousands of people working with you to sell your property. This would be like selling ice in a desert, your line of customers would be endless.
There are sites that allow you to put you home on MLS for a flat fee. This can be an effective way to market your home to the world. However buyers today all have representation and in order for your home on MLS to work and actually get real estate professionals to show your property you have to offer a commission to the buyer's brokers. Put yourself in a buyer's broker situation you have 6 properties to show your client. Five of them offer 3% commission to a buyer's broker and then one offers 0%, 1% or 2%. What would you do if you are in a profession to make money? I assume you would show the 5 properties that offer 3% and never even show the one that offers 0%, 1% or 2%. So if you due put your home on MLS for a flat fee you must pay 3% to actually get showings.
So by placing your home on a MLS service you have paid a flat fee which actually gives you very limited options and can cost you a pretty penny, and you have to pay 3% to the buyer's broker who sells your property if you actually want it sold. Essentially you have to pay about 3.5-4% for limited service, and you have no representation selling your most prized possession. You will be negotiating with brokers who negotiate properties for a living which would give them a leg up. Think about it for a second if you negotiated the same product every day, wouldn't that give you a leg up on someone who has little or no experience with that product. Good negotiators actually get 5% more for a property then an average negotiator. An inexperienced negotiator will actually get 5% less for a property then an average negotiator. That is a 10% difference between an inexperienced negotiator and a good negotiator. Today's market place is a buyer's market making any interested buyer essential to keep at the negotiating table because there are just far too many options for buyers.
Therefore when you decide to join the real estate profession and become a For Sale by owner, then if you want to get top dollar then you are realistically only saving 1-2% by selling the property yourself, since MLS is mandatory to get top dollar. Keep in mind when representing yourself all showings you will have to deal with and schedule. Keep in mind that when buyers want to see a house you need to make it available because if you don't then they might find another home because you weren't available to show. You must research all prospective buyers financing because financing has become much harder for buyers to obtain. There are big differences between pre-approved and pre-qualified and the difference is essential to whether you home will likely sell or not. Also real estate laws are changing constantly, knowing them is mandatory to avoid litigation in the future. Especially as real estate lawsuits are hitting record highs due to sellers not knowing simple real estate laws.
Now that you know the truth about MLS costs and getting maximum exposure for your property you must weigh the pros and cons and make an educated decision if selling your property by owner is really worth all the time, aggravation and potential legal costs in todays sue happy society.
Chuck Barnes - As owner of Lifeguard Realty Inc, I love real estate and I am happy to see you join my profession. I want to see you succeed at selling your home so I developed an additional way for you to get maximum exposure on the internet. Learn how to create your own search engine optimized webpage: go to: http://forsalebyowneradvise.info/ I hope this article was helpful and if you or anyone you know is interested in seeking professional real estate services send them my info: 508-733-3100 cell, or chuck.barnes@lifeguardrealtyinc.com Feel free to email me any real estate questions you might have and I would happy to offer you free advise in the matter. Article Source: http://EzineArticles.com/?expert=Chuck_F_Barnes |
The Best Resource For Calgary Real Estate Properties, Listings and For Sale by Owner
How can we help you in your search for real estate Calgary? With over 20 years of experience as real estate investors we really know the Calgary real estate market and can help you find a win win solution for your needs. We buy and sell homes throughout Alberta. We also have a large number of homes in our inventory for rent and rent to own. Calgary homes are in big demand at the moment with the current economic climate in Alberta and we know that the search for real estate properties Calgary can become frustrating.
Every where you look agents are trying to list your home, we are not agents and we do not charge commission so why wait 90 days to sell your home and still lose a bundle. Most of our listings are from real estate Calgary home owners just like you who have offered their homes for sale by owner and we have found a hassle free solution for them. If you have a mortgage we can assume it, pay any arrears if there are any, you could even rent back from us if you do not wish to move. The possession date is not an issue with us. We are not concerned with the condition of the property and will also consider manufactured homes, custom homes, duplexes and four plexes.
The demand for real estate properties Calgary is high at the moment. Contact us to get a fair price for your home, we are private investors and do not charge commission. Our goal is to create a win win solution for Calgary homes. We are up to date on the market value of real estate Calgary and would like the opportunity to chat with you regarding the best solution for your needs. Listings are what agents really want, we want to buy your home, if you have a mortgage that we can assume we would be happy to do that to save you an unnecessary payout to your mortgage company. Residential homes are our specialty throughout Alberta so even if you are outside Calgary we would like the opportunity to help you
Selling your home and buying a new one can be over whelming at times. By speaking with us about your real estate properties Calgary we can help ease the pain that you may be going through trying to decide what to do, where to move, what to do with your mortgage and perhaps being forced into a sale that will not meet your needs if you list your Calgary homes. We are always interested in real estate Calgary, and no property is too small or too big for us to consider. We can also trade your home for one of the ones in our current port folio. If you need a place to rent while deciding or perhaps building your new home, we may also be able to accommodate those needs
Sharon Trenaman has been investing in real estate for more than 20 years and can offer first hand advice on most aspects of buying and selling a home, rental properties, rent to own situations and financing the deal. [http://www.calgary-real-estate-specialist.com/properties.html] Article Source: http://EzineArticles.com/?expert=Sharon_Trenaman |
Predicting a Slow Recovery of Real Estate Market in 2011
Compared with the trends in housing market in 2009 and 2010, the Calgary Real Estate Board is expecting an improvement in the market even though at a slow pace. The press release states that there will be an increase by 20% in the sales of single family house in the market. This will be good news for the potential sellers who are planning for a deal and also to those who are not able to finish out the deal in and around Calgary. The expanding energy sector in the area is the reason for the boom in employment opportunities, inviting more and more in-migration into the both metropolitan areas and towns. The in-migration will be the key to market recovery, producing stable jobs.
The forecast says that people will opt for owned single homes and condos over rented one in the going year in the downtown areas and outskirts of the town. The affordability and low interest rate eventually gets the buyers to go for a larger selection of homes.
If you are planning to sell your home expecting a better return, make sure about certain things your house should possess. The buyers market will look for well-maintained homes with all amenities and seasoned comforts. Do you know that most of the home buyers decides whether or not to look the inside of a house just by seeing the exterior of your house? The impression they get just by the look of the exterior of a home implies a lot in their decision to take the deal seriously. So you have to make sure that you have left no choice except driving the buyers to come inside and spend time in seeing your house.
So, the Calgary home renovations work should start from the exteriors. Change the landscaping of your garden either by including features or removing things avoiding every slightest chance from hampering the fine view. You can have an energy efficiency lamp with low voltage near the driveway gates, which can give soothing appeal to the sidewalk and landscaping in the night. A decorative street lamp on the front porch will have a luring effect all over the premise giving an appeal to the front doors, windows and garage as well. Color schemes on the wall can gain you many admirers too.
You can also go for the Calgary home renovations done by yourself, which can help you in gain some money back in your pocket. If the driveway gates looks like they need enhancement go for it. Repair the fences guarding your yards, and make sure that the surroundings of your house should be neat and tidy in dawn and dusk. With these points in mind and completing your Calgary home renovation work, you can display your renovated home amidst the eager homebuyers for selling with an attractive price tag.
Mike Johnson has written many articles on Calgary home renovations and has shared immense expertise on the same. Article Source: http://EzineArticles.com/?expert=Mike_Johnnson |
Bad Publicity and Real Estate Sales
We all know that the local real estate market is not doing well and it follows the European competitive markets in a downward trend. We, however, as Cyprus, have an additional problem, that of the self destruction. Yes, there are crooks all over the place (worldwide) banks which now, during the difficult times, get more unreasonably aggressive and demanding, the building amnesty which is aiming to help ease the situation on titles, has been halted at the House (no excuse at all) after 12 months, etc., etc. Yet when people have difficulties in selling their property, there is no opportunity missed not to publish negative reports on Cyprus real estate market. All sorts of experts surface digging out E.U. directives (which may or may not apply) the lack of titles is blown out of all proportion (yet every year approximately 15.000 titles are issued) giving the impression to newcomers "not to buy".
This situation has been particularly evident in Pafos, where there appears to be the hub of the reaction and as such this district has the biggest problem in terms of sales. So the same people, who, in their effort to exert pressure, are destroying themselves their own market. So it is not strange that the Pafos potential buyers are in their majority asking for titles and do not accept even a bank guarantee (offering a refund of the money paid if the titles are not issued within a certain date), a circumstance which is not evident in other districts. If any buyer follows our 10 Building Commandment when buying, he is secured in many respects. Not as good as a title of course, but it is 90% there. Should we then keep quite that all is well and behave like nothing is happening? Of course not, but excessive surfacing of the problems puts off potential clients, reducing demand/ property values and placing added distress on people with financial difficulties and with a keen interest to sell.
Our Government is a lot to blame in the whole situation, since whereas the Lands Office has a capacity to produce around 15.000 titles p.a., it cannot cope with the backload of the 120.000 titles. Efforts to employ more land surveyors (the major stumbling block in the title issue) has not been addressed, whereas the red tape procedures are not addressed either, judging from the building amnesty proposals. So what is the solution? Yes keep complaining, keep writing and meeting with Governmental officers, but extensive international publicity giving the impression "not to touch Cyprus real estate" is a problem since this backfires on the same people that they have a problem.
A Russian client of ours in his email required "no Pafos property since it has a title problem!!". He gladly bought a property in Limassol however!!
An added problem which has been recently surfaced on buyers is the situation where one buyer buys from another previous one with no title. We have a number of cases where the Lands Office, in order to allow the transfer of title, it must have proof that the original buyer paid or has secured a tax release on Capital Gains. The question is, if the original buyer has not secured a tax release, where is he is to be found and if yes will he be prepared to pay?
Now that the tax people (worldwide) are out to get whatever they can, this could develop into a serious matter, especially if the previous buyer did not bother to secure the release (which he might be not liable for any tax in any case). So in such cases the final buyer has a problem of taxes not paid by the previous owner. The situation will need a lot of understanding by the tax authority and we suggest a Governmental direction on the subject, so that the title situation does not get even worse.
In the past we have published in this paper the necessity of the acquiring tax release and the possibility of the Lands Office asking for 2 or more transfer fees (we hate even to think about this situation if it happens).
So and coming back to the international publicity, we do have problems, but to destroy the market in addition (for which on many occasions the buyers are to blame with illegal extensions etc) is not to the benefit of anyone. Without having some form of statistics available for buyers in serious trouble (not necessarily the lack of titles) we estimate that they do not exceed 5%, leaving the rest either with little or no danger and others quite happy with their purchase.
Mr Antonis Loizou FRICS, the Managing Partner of Antonis Loizou & Associates - Chartered Surveyors, a Cyprus Real Estate service provider based in Cyprus with offices in Romania and Russia. The company website offers more than 3000 Cyprus properties for sale online. Mr Loizou has practiced in the UK and Cyprus for over 30 years, has a long track record of providing advice on complex real estate projects, writes regularly in the financial press, and is involved in the highest levels of the Cyprus government influencing policy. Article Source: http://EzineArticles.com/?expert=Antonis_Loizou |
House Jackin' 2010
"Danger, Danger, Danger Will Robinson Danger"..... Remember that..... Some of you younger wholesalers wouldn't. It comes from a TV show years ago. A robot would give a warning to the space family he was with when something big was about to happen.
Danger, Danger Wholesale Investor Danger..... Well, here is your warning. In this edition of House Jackin' 2010 I'm going to give you something that will make big things happen, maybe good, maybe bad.
THE GOOD: If you do this you will almost never have to worry about being able to locate an owner of a property again. It will help build your buyers list, this is always a plus. It will send potential home owners and investors your way.
THE BAD: What I'll give you does not sit well with some investors, but hey I'm willing to do what many others are not and I believe that makes all the difference in my success. Let me make this perfectly clear..... I am not promoting you break any laws in your state, county or city so make sure you check the laws before acting on what I'm about to give you. I don't want you getting into trouble; I want you to dominate your market so you can come back and share your experience with me later.
Are you ready for this ground breaking, edgy method that has placed so many wholesale deals, buyers and investors in my lap each and every time I have used it?
Ok, here is the skinny on House Jackin' 2010.
In previous editions of House Jackin' I showed you the types of properties I target, how I leave my card on the door and how I deal with the "For Sale By Owner" (FSBO) signs that seem to stick around month after month. I also gave you a letter to send to the listed owners as follow up. Well......
Let's say you have a property you want to target and you have tried everything you can think of but for the life of you, you can't make any contact with the owner on record. This may not work so well with out of state owners.
If you are like most wholesale investors you have purchased a few bandit signs and some of those "FSBO" signs also. Well, here is where you can knock the dust off of the FSBO signs you purchased and put them to GREAT use.
Take your FSBO sign and place it in the yard of the house you are targeting but can't locate the owner. Do this late at night so nobody sees you. One of two things should happen.
1. A call from a potential end buyer, thus adding to your buyers list. A call from another investor (rehabber, landlord, wholesaler) increasing your wholesale buyers list.
* When you get the call from these folks take their information and let them know you will get back to them. You should have done your preliminary research on the property, that way you can give them some basic info about the house. If they start asking about repairs just tell them "that is still being determined.
2. You will get a phone call from the owner of the property either explaining there is some mistake because your sign is in their yard OR, the owner will be cussing you out and yelling "what the hell is your sign doing in my yard".
* Here is where potential trouble may lie. Because you don't own or have a contract on the property you can't do anything with it. So, remain calm and tell the owner "my guy must have made a mistake and placed the sign in the wrong yard" or "I had a few signs come up missing, maybe some neighborhood kids stuck it there". Then ask the owner if they're currently at the property, if so you would like to meet them there so you can retrieve your sign and apologize in person. Ask for the address (don't forget to do this), it makes your reasoning for your sign being in the yard seem real because you're not aware of where the property is located.
* At the house introduce yourself, get your sign and explain what you do. Ask if they would like to sell the house since its empty. By this time the owner should have cooled down and you now have a face to face meeting with the owner you were having such a hard time locating.
Wow! House Jackin is good. Make sure you have contracts in your car and you already know your ballpark figure you're willing to offer just in case the owner is willing to play ball. Get in to see the property and take care of business.
Happy House Jackin'
Get more insider investing tips from Toledo Investment Deals Blog John Glover is a full time real estate investor in NW Ohio specializing in Wholesales, Subject 2's, Rehab flips, working with Private Lenders and web based marketing. Article Source: http://EzineArticles.com/?expert=John_Glover_II |
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